|Business Combined Policy
Business Equipment Insurance
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Weather you work in an office or from home, this insurance covers your office contents including Computers & Electronic Office Equipment, Furniture, Stock, Stationary and Documents whilst within your property.
These items owned by the Business would not be covered under a Household Insurance Policy. Your contents are covered for All Risks which include but not limited to theft, fire, water damage from burst pipes and malicious damage. You can select to cover the value of your Office Contents up to £10,000.
The policy can be upgraded to include Portable Electronic Equipment cover (up to a limit of £5,000) to provide added protection when you are working away from your own premises or based at a clients site. The Insurance will cover accidental physical loss (including theft) or damage. You can choose whether or not this cover is within the UK , Europe of Worldwide.
Examples of equipment covered includes; Laptops, Mobile Phones, Projectors, Digital & Video Camera’s, Blackberries or other PDA’S & Printers.
Both Office Contents & Portable Equipment policies are subject to an excess of £250 which means that you will pay the first £250 of any loss or damage. Don’t forget that the value you should use in order not to be underinsured, is the new replacement cost of the items.