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IT Contractor Insurance

IT contractors are professionals involved in the business of selling their expertise to meet the IT requirements of both established and growing companies. They perform different contractual tasks (programming, design, project management etc) and are paid on successful delivery of these tasks. 

As someone who provides professional services and 'advice' IT contractors owe their clients  a legal 'duty of care'.  A 'duty of care' is a legal obligation imposed on an individual requiring that they adhere to a standard of reasonable care while performing any acts that could foreseeably harm others.  If the individual was to breach that duty of care by making a mistake or error (for example by producing bad code which subsequently delayed the implementation of a new IT system) the client can claim compensation for losses and expenses caused by the individuals negligence.

Which is why, in today's litigious society it has become necessary for IT Contractors to carry IT contractors insurance. Without insurance the IT contractor would have to personally pay legal costs if a negligence claim was made against them AND pay any compensation payments.

We all know that legal fees can mount up quickly and any IT related compensation payment is not going to be cheap. By having IT contractors insurance you are removing the threat of this financial meltdown because the insurer will defend claims on your behalf and  meet any damages you may have to pay if it is found you have been negligent.

At FreelanceInsure we offer low cost IT contractor insurance from only £125 per annum. With over 10 years experience in insuring IT contractors our specialist policies provide comprehensive coverage - across all types of IT activities from system development and network support to project management and security consultancy. This means you don't need to worry if things go wrong at work, our policies (underwritten by Royal & Sun Alliance) will provide all the protection you will ever need.

To get a cheap quote please click here, select your preferred coverage and we can get you on cover in minutes. You can even access and print off your policy certificate online instantly. If you prefer to talk to someone first please call us on 0333 3211 403 or email and we'll do our best to answer your questions.


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Chris Caunce interviewed by post magazine discussing the benefits of Chartered Insurer Broker status


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